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AI Coding IDE Comparison Calculator — Cursor vs Windsurf vs Copilot vs Claude Code

Compare Cursor, Windsurf, GitHub Copilot, and Claude Code on pricing, features, and projected ROI.

The AI coding assistant market exploded in 2025-2026. This calculator compares total monthly cost, estimated time savings, and ROI across Cursor, Windsurf, GitHub Copilot, and Claude Code based on your team size, coding hours, and workflow.

How It Works

  1. Set your team size — Number of developers
  2. Enter coding hours — Average daily coding time
  3. Pick a tool & plan — Cursor, Windsurf, Copilot, or Claude Code
  4. Set productivity boost — 15%, 30%, or 50%
  5. See results — Cost, hours saved, net savings, ROI

Calculation Formula

Hours Saved = Coding Hours × Working Days × Boost %

Productivity Value = Hours Saved × Hourly Rate

Net Savings = Productivity Value − Tool Cost

ROI = (Net Savings / Tool Cost) × 100%

Pro Tips

  • GitHub Copilot Pro ($10/mo) — lowest entry price for individual developers
  • Cursor Pro ($20/mo) — best balance of features and price
  • Windsurf Pro ($15/mo) — most affordable full-featured option
  • Claude Code ($100/mo) — best for terminal-native senior developers
  • Even 15% productivity boost makes most tools pay for themselves in days
  • Start with a pilot of 3-5 devs before full team rollout
Cursor vs Windsurf vs Copilot vs Claude Code Calculator 2026 — Pricing & ROI | AiPromto